Muslim Funeral Groups
Due to high funeral costs in Canada, there are some groups led by imams or Muslim leaders who offer free burial to a deceased member. The member needs to register once with a fee when they are alive and the funeral cost will be shared collectively by all other members of the group when a member dies. No shared cost is charged from the deceased family. It appears that a person needs to pay a 1-time registration fee and then bear a nominal shared cost for every new burial, leading to covering your own burial cost at the time of hardship. The following groups exist so far. The policies and steps are self-explanatory.
Bangladesh Funeral Services (BFS)
https://www.bfscanada.ca/
Bangladesh Muslim Funeral Services
https://www.bdmfs.org/